Here is the President’s Plan For Health Reform As Per The President’s Email To Supporters Last Night!
If You Have Health Insurance the President’s Plan:
- Ends discrimination against people with pre-existing conditions.
- Limits premium discrimination based on gender and age.
- Prevents insurance companies from dropping coverage when people are sick and need it most.
- Caps out-of-pocket expenses so people don’t go broke when they get sick.
- Eliminates extra charges for preventive care like mammograms, flu shots and diabetes tests to improve health and save money.
- Protects Medicare for seniors.
- Eliminates the “donut-hole” gap in coverage for prescription drugs.
If You Don’t Have Insurance, the President’s Plan:
- Creates a new insurance marketplace — the Exchange — that allows people without insurance and small businesses to compare plans and buy insurance at competitive prices.
- Provides new tax credits to help people buy insurance.
- Provides small businesses tax credits and affordable options for covering employees.
- Offers a public health insurance option to provide the uninsured and those who can’t find affordable coverage with a real choice.
- Immediately offers new, low-cost coverage through a national “high risk” pool to protect people with preexisting conditions from financial ruin until the new Exchange is created.
For All Americans, the President’s Plan:
- Won’t add a dime to the deficit and is paid for upfront.
- Requires additional cuts if savings are not realized.
- Implements a number of delivery system reforms that begin to rein in health care costs and align incentives for hospitals, physicians, and others to improve quality.
- Creates an independent commission of doctors and medical experts to identify waste, fraud and abuse in the health care system.
- Orders immediate medical malpractice reform projects that could help doctors focus on putting their patients first, not on practicing defensive medicine.
- Requires large employers to cover their employees and individuals who can afford it to buy insurance so everyone shares in the responsibility of reform.